Privacy Policy -

Privacy Policy

QuadW International INC, 333 N Wood Dale Rd, Wood Dale, IL 60191

Privacy Policy and Notice

This Privacy Policy and Notice (“Notice”) covers QuadW International INC, and its corporate affiliate companies including any affiliates of QuadW International INC offering you financial products or services under the QuadW International INC name (collectively referred to as ” QuadW Intl”). We provide this Notice to you so that you can understand our Privacy Policies and how we protect your customer information. We maintain strict policies to secure the privacy of your information. This Notice explains the type of information we collect and may share. Additionally, this Notice explains how you can prevent us from sharing certain information about you within QuadW Intl and with others. The information contained in this Notice applies to you if you have applied for a financial product or service, if you are a current customer and if you become a former customer. For questions about our Privacy Policy, you can contact us at: 1-630-694-4444.

I. WE PROTECT THE CONFIDENTIALITY OF CUSTOMER INFORMATION.

We strive to maintain the security, confidentiality and privacy of our customer information. All our employees and others hired to work for us agree to adhere to our policies and procedures to prevent any misuse of your customer information. We maintain various physical, electronic, and procedural safeguards to protect your customer information. In order to provide you with superior service, we restrict employee access to our customer’s information. Only employees actively engaging in their assigned duties, who need access to such customer information to administer our business, may access or use customer information.

II. WE ONLY COLLECT INFORMATION THAT WE NEED TO SERVE YOU AND ADMINISTER OUR BUSINESS.

In the process of serving you, we collect certain “nonpublic personal information” (information about you that is not available publicly) from the following sources:

  • Information we receive from you on applications or other forms (such as name, address, social security number, assets and income);
  • Information about your transactions with QuadW Intl, or others (such as your account balance and payment history);
  • Information we receive from a consumer reporting agency (such as your creditworthiness and credit history);
  • Information from any state agency related to the motor vehicle, its title, or registration status;
  • Information we receive from other “nonaffiliated third parties” (such as your employer or references who may verify representations you made to us);
  • Information that your Internet Service Provider automatically provides to our Web server, such as its Website address and possibly your e-mail address(es);
  • Information about your visits to and use of the Website to help us maintain the appropriate features, functionality and user experience;
  • Information you send to us in an e-mail message;
  • Information from your computer about your computer and your visits to our Website, such as your IP address, geographical location, browser type, referral source, length of visit, and page views through the use of log files; and
  • Information that you submit to us in a Common Gateway Interface (CGI) or similar form (for example, when you submit an information request on our Website).

III. WE CAREFULLY LIMIT AND CONTROL THE SHARING OF CUSTOMER INFORMATION.

To protect customer privacy, we carefully control the way we share customer information.

A. WE MAY SHARE CERTAIN CUSTOMER INFORMATION WITHIN QuadW Intl.

QuadW Intl may share your customer information, including financial service providers, such as management and financial services companies, pawnbrokers, title lenders, payday advance companies, installment lenders, student lenders, mortgage companies, banks, tax preparer companies, consumer lenders, small lenders, supervised lenders, regulated lenders, collection agencies, loan brokers, card-providers, open-end credit providers, retailers, companies that perform advertising or marketing services), and others, such as any company that may offer a product or service that we believe will be useful, helpful or convenient to you. Under the Fair Credit Reporting Act, we may share within the QuadW Intl, “Experience,” information, such as a customer’s account history and experiences with us. You cannot prevent us from sharing, “Experience,” information within QuadW Intl. Additionally, unless you tell us not to, we may also share, “Non-experience,” information among QuadW Intl which includes:

  • Information you have given us as part of an application or otherwise (such as assets and income);
  • Information that your Internet Service Provider automatically provides to our Web server, such as its Website address and possibly e-mail address;
  • Information about your visits to and use of the Website;
  • Information you send to us in an e-mail message;
  • Information submitted to us in a Common Gateway Interface (CGI) or similar form (for example, when you submit an information request on our Website);
  • Personal data required to verify your identity;
  • Personal and financial data necessary to assess your eligibility to enter a transaction with us;
  • Your name, date of birth and Social Security number;
  • Your home address, email address and telephone number;
  • Information from any state agency related to the motor vehicle, its title, or registration status;
  • Optional personal information you may wish to share when using our Website;
  • Future income projections;
  • Financial / credit information;
  • Information we have obtained from “nonaffiliated third parties” (such as employment history); and
  • Information we have received from a consumer reporting agency (such as credit history).

You can instruct us not to share, “Non-experience,” information within QuadW Intl. If you wish to limit us from sharing such, “Non-experience,” information within QuadW Intl, please complete the form provided below and mail it to us at the address indicated.

B. WE MAY SHARE, “NONPUBLIC PERSONAL INFORMATION,” WITH, “NONAFFILIATED THIRD PARTIES.”

We disclose, “Nonpublic personal information,” as permitted or required by a variety of federal and state laws, such as in response to a subpoena. Additionally, unless you tell us not to, we may also disclose to, “Nonaffiliated third parties,” all of the, “Nonpublic personal information,” that we collect as described above in Paragraph II. Nonaffiliated third parties who may receive your, “Nonpublic personal information,” include not only financial service providers (such as pawnbrokers, title lenders, payday advance companies, installment lenders, student lenders, mortgage companies, banks and tax preparer companies, consumer lenders, small lenders, supervised lenders, regulated lenders, collection agencies, loan brokers, card-providers, open-end credit providers, but also non-financial companies (such as retailers and companies that perform advertising or marketing services) and others (such as any company that may offer a product or service that we believe will be useful, helpful or convenient to you). If you wish to limit us from sharing any such, “Nonpublic personal information,” except as permitted by law, please complete the form provided below and mail it to us at the address indicated.

C. YOU CANNOT OPT OUT OF INFORMATION SHARED WITH SERVICE PROVIDER/JOINT MARKETING COMPANIES.

We may disclose all the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements, such as pawnbrokers, title lenders, payday advance companies, installment lenders, student lenders, mortgage companies, banks, tax preparer companies, consumer lenders, small lenders, supervised lenders, regulated lenders, collection agencies, loan brokers, card-providers, retailers, companies that perform advertising or marketing services and others. Your right to opt out as described below, does not apply to the disclosures described in this subsection, which are permitted by law.

IV. NOTICE OF FURNISHING NEGATIVE INFORMATION.

We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.

V. YOU MAY PREVENT US FROM SHARING CERTAIN CUSTOMER INFORMATION BY OPTING OUT.

Please read the choices below carefully. If you wish to limit our right to share certain customer information about you (other than disclosures permitted by law), please check either or both of the appropriate box(es):

  • “If you prefer that we not share, “Non-experience,” information about you with our, “Affiliates,” (QuadW Intl), you may direct us not to share this information by checking this box, completing the information below, and mailing us a copy of this form at QuadW International INC, 333 N Wood Dale Rd, Wood Dale, IL, 60191.
  • “If you prefer that we not share any, “Nonpublic personal information,” about you with, “Nonaffiliated third parties,” except as permitted by law, you may direct us not to share this information by checking this box, completing the information below, and mailing us a copy of this form at QuadW International INC, 333 N Wood Dale Rd, Wood Dale, IL, 60191.

VI. YOUR CHOICE TO LIMIT MARKETING AND OPT-OUT.

QuadW Intl is providing this notice. Federal law gives you the right to limit some but not all marketing from QuadW Intl. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from QuadW Intl.

  • You may limit QuadW Intl and QuadW Intl affiliates from marketing their products or services to you based on your personal information that they receive from other QuadW Intl affiliates. This information includes your income and your account history.
  • Your choice to limit marketing offers from QuadW Intl will apply until you tell us to change your choice.

To limit marketing offers, contact us by completing the information below, and mailing us a copy of this form at QuadW International INC, 333 N Wood Dale Rd, Wood Dale, IL, 60191, to notify us not to allow any company within or affiliated with QuadW Intl to use your personal information to market to you.

If you have chosen one or both of the options above, your opt out will apply to all services you receive from us, even if you become an inactive customer. You may exercise your right to opt out at any time by mailing us a copy of this Notice with the appropriate boxes checked and information completed below, at the address indicated above.

Signed_______________________________________________

Print Name _______________________________________________________________________

Address ______________________________________________

City, State Zip Code ________________________________________________________________

Phone(____)_________________

Last four Digits of Social Security No: XXX-XX-_______________________________

Date_______________________________